Slatemont Capital Group, a small-business funding broker in Bismarck, North Dakota, works with Mandan owners by phone and online from Bismarck, ND, about five miles away. ZIP 58554, which contains Mandan, had 747 employer establishments in 2023, with construction the largest sector. Lending partners decide on each request and set rates and terms.
| County | Morton County, ND |
|---|---|
| Distance | About 5.0 miles WNW of Bismarck, ND (straight line) |
| ZIP 58554 employers | 747 establishments, 9,455 employees (ZBP 2023) |
| Construction in ZIP 58554 | 120 contractors; 89 of them under five people |
| Self-employed residents | 12.5% (+/- 3.3) of working Mandan, ND residents, ACS 2020-2024 |
Mandan, ND is its own county's business base
Mandan sits in Morton County, ND, so Burleigh County figures do not describe it. The useful public numbers come from ZIP 58554 and from Census survey data for the city itself.
All of Mandan's land lies inside ZIP 58554, but the city covers only about 2.4% of that ZIP's land. The ZIP figures below therefore include businesses outside city limits, such as those around Harmon.
ZIP 58554 in numbers, 2023
ZIP 58554 had 747 employer establishments with 9,455 paid employees and $569.3 million in annual payroll; 56.8% of those employers had fewer than five employees (ZIP Business Patterns 2023).
| Sector | Employer establishments | Employers with 1 to 4 on payroll |
|---|---|---|
| Construction | 120 | 74.2% |
| Other services | 87 | 62.1% |
| Retail trade | 79 | 34.2% |
| Professional and technical firms | 66 | 74.2% |
| Health care and social help | 64 | 32.8% |
| Accommodation and food services | 51 | 25.5% |
A contractor-heavy mix
Construction leads ZIP 58554 by a wide margin, and three in four of those contractors have fewer than five employees. Small crews tend to finance one machine at a time and lean on the owner's credit, so the practical questions are about equipment terms, personal guarantees and covering payroll between progress payments.
The construction page covers contractor funding in detail, and equipment financing explains loans, leases and buyouts.
Stores, services and practices in ZIP 58554
Behind construction, the ZIP's next largest employer groups in 2023 were other services (87), retail trade (79), professional services (66) and health care and social assistance (64). Retail and health care employers there were less often very small: 34.2% and 32.8% had fewer than five employees, against 56.8% for the ZIP overall.
Larger stores carry more stock and more payroll, which is where equipment and inventory questions start. Professional firms, three in four of them very small, tend to need short-term cover while clients pay.
Mandan, ND residents who work for themselves
12.5% (+/- 3.3) of Mandan's employed residents were self-employed in the 2020-2024 American Community Survey: 4.6% (+/- 1.9) in an incorporated business and 7.8% (+/- 2.7) in an unincorporated one. The margins are wide, so treat these as approximate.
A Morton County, ND owner's checklist before phoning
- Know whether the business address is inside Mandan city limits or elsewhere in ZIP 58554
- Have three to six months of business bank statements ready
- For equipment, have the quote with make, model and year
- List any existing loans, leases or advances, with balances
- Be ready to say what the money will pay for and by when
Partners review a Mandan, ND business the same way they review one in Bismarck, ND: on its own records.
Working with the Bismarck, ND address
Slatemont Capital Group keeps a single address, 204 N 4th St in Bismarck, ND, for owners on both sides of the county line. Mandan owners call (701) 380-7903 or use the short form, and the process is the same as for any other owner. The Bismarck, ND page explains who we are locally, and the areas page lists other nearby places.
Mandan, ND businesses we help
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Mandan, ND business is something else, call and ask before you spend time on paperwork.
Documents to have ready
- Recent business bank statements (partners often ask for three to six months)
- Your most recent business tax return
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
Each lending partner sets its own list, so treat this as a starting point.
How a request moves forward
- It starts with a call to (701) 380-7903 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Slatemont Capital Group is based at 204 N 4th St, Bismarck, ND 58501.
By Slatemont Capital Group · Updated